Managing your retail credit cards shouldn't feel like a guessing game. When your Maurices credit card payment due date approaches, missing the window triggers unexpected fees and interest charges. Issued by Comenity Bank, the Maurices card requires careful tracking because due dates typically fall at least 25 days after the close of each billing cycle, and grace periods can vanish if you slip up.
This guide breaks down exactly how to manage your due dates, avoid late penalties, and execute payments online, over the phone, or by mail without hassle.
Finding Your Exact Due Date
Your payment due date isn't always the same calendar day every month if your billing cycle shifts, which makes checking your statement vital. You can find your specific due date by logging into the Maurices Credit Card Account Center or by inspecting the summary box on your paper or electronic billing statement.
Payments made online or via phone usually credit on the same day if submitted before the daily cutoff time, which is typically 5 PM ET. If you cut it close to midnight, your payment might post the next day and trigger a late penalty.
How to Pay Your Maurices Credit Card Bill
You have multiple methods to settle your balance before the cutoff time. Choosing the right method depends on how much time you have before the deadline.
Paying Online Through the Account Center
Online payment remains the fastest method to ensure your funds arrive on time.
- Navigate to the official Maurices Credit Card Portal.
- Sign in with your username and password. If you haven't registered yet, click the registration link and provide your account number, billing address, and social security number.
- Select the payments tab and choose whether to pay the minimum amount due, the full statement balance, or a custom amount.
- Link a checking or savings account and submit the payment.
Paying Without Logging In Using EasyPay
If you forgot your password and your due date is today, you don't need to waste time resetting credentials. Comenity Bank offers an EasyPay feature directly on their login portal. You enter your account number, ZIP code, and the last four digits of your social security number to push a one-time payment straight from your bank account.
Paying Over the Phone
You can handle your bill via automated phone systems without speaking to a live representative.
- Call the dedicated customer care line at 1-866-248-4488.
- Enter your credit card account number when prompted.
- Follow the automated voice prompts to schedule your payment using a bank routing and account number.
Paying by Mail
Mailing a physical check carries inherent risks regarding postal delays, so plan ahead if you prefer this route. Send your check or money order along with the payment coupon from your paper statement to the address listed on your bill. Make sure your check is payable to Comenity Bank, not just Maurices. Mail needs to arrive well before 5 PM ET on the due date to avoid penalties.
Penalties for Missing Your Payment Due Date
Ignoring your statement comes with direct financial consequences. If Comenity Bank doesn't receive at least your minimum payment by the due date, you'll face a late fee.
- Late Fees: Missing your due date results in a fee of up to $29 for your first offense, or up to $40 if you've been charged a late fee within the prior six billing periods.
- Interest Accrual: If you carry a balance from month to month without paying it off entirely, your standard purchase APR—which floats around 26.99% based on the prime rate—will apply.
- Loss of Grace Period: Failing to pay your entire balance by the due date means you lose your grace period. You'll continue paying interest on new purchases until you pay your full balance for two consecutive billing cycles.
Frequently Asked Questions
What is the customer service phone number for the Maurices credit card?
You can reach dedicated customer care at 1-866-248-4488. Automated customer care is available 24 hours a day, 7 days a week, while live agents operate Monday through Saturday.
Can I pay my Maurices bill inside a retail store?
No, retail store associates cannot accept credit card payments at the register. You must pay online, use the phone system, or mail a check.
What happens if my due date falls on a weekend or holiday?
Your due date remains the same regardless of weekends or holidays. If you mail a check or submit an online payment, make sure it processes before the deadline to prevent a late fee. Setting up auto-pay prevents these scheduling oversights entirely.
How do I stop paying interest on my purchases?
You must pay your entire statement balance in full every single month by the indicated due date. If you only pay the minimum amount due, interest will continue compounding on the remaining balance.
